AVP – Balance Sheet Analytics, ASEAN Full Time NEW

Strategy

• Development and execution of Balance Sheet Analytics (BSM) Actuals and Flash MI and Analytics specific strategic goals with respect to Balance Sheet, Capital / Liquidity & IRRBB / FTP ensuring alignment with Group Treasury, Cluster Treasury, CPM, Finance, Technology stakeholders.
• Work with RRP team leadership to drive forward the RRP team strategy, incorporating feedback from the regulators, 2LOD, audit and other stakeholders across the firm globally.
• Identifying and implementing best practices to enhance reporting efficiency and accuracy.

Business

• Drive balance sheet performance by analysing key metrics (RoTE, liquidity, NII sensitivity, RWA) and delivering actionable insights to optimise financial outcomes.
• Provide advanced balance sheet analytics and insights to support decision-making across Treasury, Finance, and business stakeholders
• Deliver integrated analysis across capital, liquidity, IRRBB, and profitability metrics to identify optimisation opportunities.
• Produce high-quality actuals, flash and forecast MI to enhance performance tracking and forecasting accuracy.
• Partner with senior stakeholders to develop balance sheet optimisation strategies and commercial proposals for governance forums (ALCO / relevant committees).
• Support preparation of high-impact ALCO papers, including analytics, insights, and recommendations.
• Support effective functioning of ALCO through agenda coordination, documentation, minutes, and tracking of action items to closure.
• Act as subject matter expert on balance sheet analytics, responding to internal and external stakeholder queries and driving continuous improvements.
• Build strong partnerships across Treasury, Risk, Finance, Compliance, and Audit functions.
• Support embedding of Recovery & Resolution Planning requirements into BAU processes, aligned with key risk frameworks and regulatory expectations
• Contribute to development and maintenance of RRP policies, frameworks, and governance standards.
• Collaborate with Group, regional, and country teams to ensure consistent and harmonised RRP implementation.
• Drive development of RRP capabilities, including supporting Centre of Excellence initiatives and cross-jurisdiction coordination.

Processes

• Ensure timely, accurate, and consistent delivery of balance sheet MI and metrics aligned to standard taxonomy across in-scope markets.
• Deliver advanced analytics and insightful content to support senior decision-making forums (e.g. ALCO, Treasury, CFO).
• Act as the central point of expertise for balance sheet insights, responding to stakeholder queries across Treasury, CPM, and Finance.
• Establish and monitor KPIs to ensure operational efficiency, data integrity, and completeness of reporting processes.
• Implement robust governance and control frameworks for balance sheet adjustments, including remediation tracking and control oversight.
• Review key reports submitted to senior leadership (e.g. Treasurer, CFO) to ensure quality, accuracy, and consistency.
• Leverage automation and data tools to enhance efficiency, scalability, and quality of MI and analytics processes.
• Support seamless transition of change initiatives into BAU, aligned with regulatory and technology objectives.
• Lead delivery of RRP regulatory submissions across key jurisdictions, ensuring compliance with local and global regulatory requirements.
• Drive production of Crisis MI and Recovery Indicators to support stress and recovery readiness.
• Manage RRP participation in risk and control frameworks (e.g. RCSA), ensuring alignment with regulatory expectations and governance standards.
• Coordinate prudential compliance processes, ensuring robust documentation and audit readiness for RRP requirements.
• Develop and maintain end-to-end RRP procedures (e.g. process maps, documentation of instructions).
• Drive continuous improvement and optimisation of RRP frameworks, processes, and capabilities.

People & Talent

• Planning and allocating resources effectively to meet management information commitments.
• Developing the team to build capacity and elevate team capabilities at pace to be business partners.
• Providing guidance, training and mentorship to the GCFO India team on functional BSM knowledge, best practices, and B/S strategies.
• Building relationships to improve collaboration across Group, Cluster, Segments, CPM and GCFO functions to resolve issues and implement changes for BSM.

Risk Management

• Monitoring and ensuring that appropriate BAU and Change governance and controls are followed across all BSM Actuals and Flash MI and transformation activities.
• Coordinating with internal and external stakeholders to identify the risks in B/S performance against the set thresholds / guardrails that supports balance sheet optimisation.
• Identifying, monitoring, and escalating as and when required key issues in the balance sheet data gaps, guardrail breaches, forecast deviations leading to suboptimal balance sheet management.
• Drive the development and maintenance of a comprehensive RRP controls environment, ensuring an effective and sustainable approach.
• Track regulatory landscape and any risks to the regulatory commitments.
• Provide proactive advocacy on new requirements and manage expectations of senior management and relevant stakeholders.

Governance

• Monitor and ensure that appropriate Change governance is followed across all transformation initiatives. Represent the function at the governance forums in place for tracking change initiatives and influence decisions in respect of the change backlog, prioritisation, choice of technology tools and the operating model.

Leadership Qualities & Characteristics

• Upholding high ethical standards and ensuring all reporting activities are conducted with integrity and transparency.
• Promoting a culture of diversity and inclusivity, compliance and ethical behaviour within the team.
• Inspiring proactive and innovative behaviours in the team to continuously improve performance and strive for excellence.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the Group or Cluster teams to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]*
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Global Process Lead / Global Process Manager, Balance Sheet Management and Regulatory Reporting
• Group Treasury COO
• FP&A – Group Head / GCFO India Head and Leads
• CPM – Functional Heads and Leads
• Segment – CIB, WRB, Treasury, C&O Head and Leads across Group and Clusters
• Change Management – Head and Leads across Treasury Change
• Cluster and Country Treasury / Finance
• Treasury senior management
• Regional RRP leads
• Corporate secretariat
• Group and regional heads of Control, Risk and Audit functions
• Barrier leads for RRP capabilities across business areas
• Regulatory authorities including the Bank of England (BoE), PRA, and others
• Trade bodies such as UK Finance
• Third party management consultants and assurance providers

Skills And Experience

Specific Skill set :

Technical

• Manage end-to-end delivery of Balance Sheet, Leverage exposure, RWA, Leverage and Returns MI, analysis for Treasurer, Head of Group FP&A, and other stakeholders across Group and Clusters.
• Understanding of the bank’s products and services with specialisation in atleast one of FM, CIB, or Treasury products
• Financial Reporting skillsets & experience
• Strong in Balance Sheet Management, analytics, MI and optimisation
• Business Finance, Balance Sheet Performance Management, FP&A
• Conceptual knowhow of Balance Sheet Management metrics and its calculation methods – Liquidity, IRRBB, Capital
• Understanding of IFRS Accounting

Soft Skills

• Deliver BSA results and presentations for the treasurer and his team to support weekly reviews, linking balance sheet actuals, flash and forecasts with capital and other BSA metrics
• Very good written and verbal communication skills
• Ability to engage with senior stakeholders succinctly, assertively, and meaningfully.
• Excellent Interpersonal Communication
• Strong Business Writing skills

Technology orientation

• Knowledge of Python
• SQL Platforms
• Knowhow in deploying AI and ML solutions to mechanise processes and achieve scale.

Balance Sheet Management

• Assesses, optimises and monitors the Bank’s / business function’s balance sheet to protect financial health, enhance financial resilience, ensure regulatory compliance, and support business growth aligning with the bank’s strategy.

Capital Management

• Understand and apply knowledge pertaining to the external capital markets, regulatory requirements and thresholds, and the Group’s capital structure to support managing capital positions, metrics and capital risks, including stress testing, reporting and optimising the Group/Country capital resources and usage.

Liquidity Management

• Understand and apply knowledge pertaining to the external capital markets, regulatory requirements and thresholds, and the Group’s capital structure to support managing capital positions, metrics and capital risks, including stress testing, reporting and optimising the Group/Country capital resources and usage.

Interest Rate Risk (IRR)

• Leverages Interest Rate Risk (IRR) Management tools, techniques and processes within the Bank to assess and control the Bank’s and/or clients’ exposure to IRR in adherence to established guidelines and regulations.

Liquidity Risk

• Identifies, measures, manages and monitors risks relating to the lack of ability of organisations to meet financial obligations without making catastrophic losses when selling investments / assets to cover obligations.

Credit Risk

• Identifies, measures, manages and monitors risks relating to borrowers’ failure to repay loans or meet its financial obligations to the Bank.

Understanding of Credit Risk Weighted Assets (RWA) methodologies, critical data elements, calculation and reporting operations and functionalities along with controls.

Market Risk

• Identifies, measures, manages and monitors risks arising from changes to market variables impacting prices and volatility (e.g., interest rate changes, commodity price changes), on a local, regional and global level.

Operational Risk

• Knowledge of policies and key frameworks to identify, measure, and monitor risks / compliance relating to the potential financial loss from inadequate or failed internal processes, technology events, human error or from the impact of external events.

Financial Products and Markets

• Understand and apply knowledge pertaining to SCB customer segments, product groups and the linkages of product vs. capital and liquidity.

Financial Analysis & Reporting

• Creates and maintains accuracy of financial reports and statements required for reporting (internal and external) leveraging key processes and tools within the Bank.

Ability to prepare, analyse, and review financial reports to evaluate the Bank’s financial performance and/or regulatory compliance.

Data Gathering

• Knowledge of and ability to utilise tools (e.g. SQL), techniques and processes to interrogate and extract data for analysis and reporting purposes

Risks & Controls

• Covers the Group’s Enterprise Risk Management Framework (ERMF) approach and governance infrastructure needed to identify, assess, mitigate and escalate Finance risks. These include accounting principles, policies and procedures around regulatory reporting, balance sheet management, tax, product and valuation control.

Other Technical Skills

Financial and Accounting Systems

• Knowledge of functions, features and capabilities of financial and accounting systems; ability to use financial and accounting applications specific to the organisation for business and/or regulatory purposes.

Standard Operating Procedures

• Knowledge of established standard operating procedures (SOP) and ability to design, implement and evaluate standard operating procedures affecting daily and strategic business operations in order to increase operational efficiency.

Financial Process Documentation

• Knowledge of appropriate techniques and ability to accurately and thoroughly document financial processes in accordance with established standards and regulatory requirements, guidelines and expectations (where applicable).

Product Line (Financial Markets (FM)

• Understands FM products / services provided by the Bank.
• Develops and manages the Bank’s overall FM products / services strategy and implementation.

Product Line (Transaction Banking (TB)

• Understands TB products / services provided by the Bank.
• Develops and manages the Bank’s overall TB products / services strategy and implementation.

Data Analysis and Visualisation

• Scopes and shapes business requirements into feasible and specific data analysis tasks.
• Interprets data according to defined requirements to obtain business insights, including the use of statistical and predictive modelling techniques and practices for analysis.
• Communicates data findings and insights through data storytelling to key stakeholders through dynamic visual display of data.

Business Acumen

• Understands the Bank’s vision, business and its activities, including organisational and industry-wide matters, and applies such knowledge to business decisions and activities.

Communication

• Conveys and exchanges thoughts, ideas and information effectively through various mediums and approaches to a variety of audiences

Qualifications

• MBA (Fin) or Master’s in finance / Accountancy / Economics or affiliated subjects; Undergraduate degree in Commerce / Science / Engineering.
• Chartered Accountant: Risk Management or related Professional Certification will be an added advantage.
• Minimum of 10 years experience in any combination of Balance Sheet Management, Capital, Liquidity, FTP or IRRBB and Recovery Resource planning
• Own end-to-end balance sheet MI—accurate, consistent, timely—across in-scope markets and standard taxonomy.
• Deliver cross-metrics insights (liquidity buffers, NII sensitivity, RWA / capital impacts) to optimise RoTE and balance sheet outcomes.
• Build sharp actual/flash/forecast views to improve performance management and forecasting accuracy
• Shape decision-ready narratives and papers for senior forums (e.g., ALCO / Treasurer / CFO) with clear options and recommendations
• Act as the go-to SME for balance sheet “explains”, responding to Treasury / CPM / Finance queries with speed and precision.
• Strengthen governance & controls for adjustment processes; track remediation and monitor quality through meaningful KPIs.
• Drive automation & process simplification to scale MI/insights and reduce manual effort.
• Lead RRP regulatory submissions and BAU embedment across key jurisdictions; keep documentation audit-ready.
• Produce Crisis MI & Recovery Indicators, and steer RRP engagement across RCSA and 2nd/3rd line governance.
• Partner confidently with Risk, Compliance, Controls, and Audit to land outcomes and uplift capability (including training/awareness where needed).

About Standard Chartered

We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.

Together We

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.